After serving in church leadership for many years, Patrick Blair began his career as a civil litigation attorney in the Los Angeles area. After experiencing personal hardship with debt and working professionally with debtors, he developed a keen interest in how people manage their money, including related social and economic trends. Patrick holds a Juris Doctorate from the University of Hawaii, where he also obtained undergraduate degrees in Psychology and Speech. Patrick is a practicing attorney, who lives with his wife and two children in Oak Ridge, NC.